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Loan Document Checker Agent

Catches the inconsistency before a human wastes an hour on it.

A Loan Document Checker Agent reviews the documents attached to a loan application for the inconsistencies and omissions that would send it back — before it reaches an assessor. The rework loop shortens because the file arrives complete.

A loan application file with two items flagged in amber — a missing payslip and an income figure that does not reconcile — linked to the exact fields.

The job to be done

Half the applications that reach assessment come back because a document is missing or a number does not match.

Before

A rework loop that costs days and irritates the broker.

After

The gap flagged at submission, not at assessment.

How it works

  1. 1

    Reads the file

    Takes every document attached to the application.

  2. 2

    Cross-checks

    Compares the figures and identities across documents for inconsistency.

  3. 3

    Names the gap

    Says precisely what is missing or does not reconcile.

  4. 4

    Returns it early

    Flags it at submission, before an assessor picks it up.

Where this one was built

Built for an ASX-listed banking group and demonstrated on a proxy dataset, so no customer data was touched.

Questions

What does a Loan Document Checker Agent do?

It reviews the documents attached to a loan application for inconsistencies and omissions before the file reaches an assessor, and names precisely what is missing or does not reconcile.

Does it make the lending decision?

No. It checks the file is complete and internally consistent. The credit decision stays with the assessor — the agent just makes sure they are not wasting an hour discovering a payslip is missing.

Want this one running in your business?

We will scope it against your systems, build it, and teach your team to build the next one themselves.